Welcome to 0 Percent Balance Transfer Credit Cards, Low rate balance transfer page.

Cards featured on this page show low balance transfer rates for longer periods than cards normally offering introductory 0% balance transfers.

barclaycard Purchase card Balance transfer rate: 5.9% for life of balance* Introductory card purchase Rate: 0% APR for 10 months Standard Rate 14.9% Typical APR (variable)   *No handling fee   Mini Card by American Express Balance transfer Rate: 9.9% Typical APR (variable) Introductory purchase rate:: n/a Standard APR: 9.9% Typical APR (variable)     BMW Card from American Express Balance transfer Rate: 9.9% Typical APR (variable) Introductory purchase rate:: n/a Standard APR: 9.9% Typical APR (variable)

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Some things to watch out for
If you want to transfer your existing balance from your old credit card to a new one pay particular attention to the annual percentage rate after the introductory period has ended. Find out if this is reasonable for you. Try to avoid being in a situation where you still have a large balance to pay off with your new credit card after the introductory period has finished.

Always Read the small print
Are there any transfer fees the credit card companies charge?
Keep in mind that penalties on 0% or any low rate credit card can be quite severe.
If you miss or make a late payment what happens to the interest rate? In most cases you could lose the Low / 0% rate.

Be clear on what your credit limit is on your new card. If you have a balance from your old card of say £3,500 but your new card has a credit limit of £2,000 then the most you can transfer over would be £2,000.